These are cash loans given to members of the civil service regardless of their current
bankers based on their capacity to repay, that is they are based on the clients’ salary
and a deduction is obtained through Salary Service Bureau.

Conditions for BancEASY loans are:

• Repayment period 3-30 months
• Application fee 5% of loan amount, max ZWL 15,000
• Insurance fees 4% of the loan amount
• Arrangement fees 3% of loan amount upfront
• Turnaround time 72hours
• Maximum amount ZWL$5 Million

The requirements are as follows:

• National ID
• Pay slip